Franchise Funding:
Empowering Independent Dealers

Access franchise banks, competitive rates,
and streamlined services to level the playing field.

What would your business look like if you had multiple prime and subprime banks helping you out? Franchise Funding

Patriot provides small to midsize independent dealers the opportunity to use Franchise Banks. We work with our Dealers to help move inventory quicker and gain a competitive advantage over your competition. We level the playing field with franchise used car departments. With us, you have access to the same banks they do.

We get better rates, reduced bank fees, and we fund fast. Patriot also takes away the time drain and headache of titling and registration so you can spend more time selling!

Benefits of working
with Patriot

Lower Interest
Rates

Patriot offers low interest rates, reducing monthly payments and saving customers money over time.

Access to All Prime &
Subprime Banks

With access to prime and subprime banks, Patriot provides financing options for various credit profiles.

Better Payment
Calls

Patriot ensures smooth payment communication, making financial management easier for customers.

Reduced Bank
Fees

Patriot offers reduced bank fees, saving customers money over time.

Eliminate the Hassle
of Registering Vehicles

Remove the stress of registering vehicles and let Patriot handle the paperwork.

Maximize Gross
Profit

Patriot ensures smooth payment communication, making financial management easier for customers.

Leasing Options
Available

Patriot provides flexible leasing options to suit customer needs and budgets.

Better Warranty
and Gap Cost

Patriot will find out what you need and get you to the right price.

Step-by-Step
Financing process

01.

Client
Information

Enter the customers information into the dealer portal.

02.

Vehicle
Information

Dealer will send book out with the Vin number, mileage, and vehicle options.

03.

Vehicle
Trade

If there is a vehicle trade, Dealer will provide the ACV & Payoff amount to Patriot*

04.

Approval

Patriot receives approval.

05.

Our
Communication

Patriot then communicates details with finance/sales.

06.

Paperwork

Patriot will need all STIPS and paperwork.

07.

The
Close

Salesman closes the customer

08.

Contract
Received

Patriot emails over the contract.

09.

Signing
Process

Salesman gets customer signed and delivered

10.

Send out
Original Contract

Send out the original contract via FedEx to Patriot. (or arrange for delivery)

11.

Final
Details

Dealership provides Title, Inspection and Buyers Order.

12.

Receive
Payment

Patriot cuts net check to the dealership.

Imagine the potential of your business with the support of multiple prime and subprime banks. Franchise Funding at your service.”

With Patriot, independent dealers can operate with the same financial advantages as large franchise dealers, opening doors to unmatched growth and efficiency. Our tailored solutions ensure that you can focus on what you do best—selling vehicles—while we handle the complexities of bank negotiations, financing logistics, and regulatory paperwork.

By partnering with Patriot, you’ll gain not only access to top-tier banking services but also the tools and support to stay ahead in a competitive market. Experience faster funding, significant cost savings, and a seamless process designed to maximize your success.